California Wildfires Updates
Major Disaster Declaration pertaining to additional wildfires in California.
FEMA Declared Disaster in California
On October 16, 2020, FEMA announced a Major Disaster Declaration pertaining to additional wildfires in California, with an incident date of October 6, 2020. No incident end date has been declared at this time.
As of October 16, 2020, seven (7) counties have been identified and designated for Individual Assistance from FEMA.
- Los Angeles
- San Bernardino
- San Diego
Requirements in the Following Zip Codes
For conventional and VA loans, the following zip codes are eligible for purchase, and will require either an inspection or appraisal, or Borrower’s Attestation or Veteran’s Certification as noted below. Refer to Chapter 15, Disaster Policy for full requirements.
The following zip codes will require an inspection or appraisal for conventional loans, as applicable.
|County||Zip Codes Eligible for Purchase
with Inspection or Appraisal per the Disaster Policy
|Fresno||· 93602||· 93664||· 93667|
|Los Angeles||91006, 91010, 91011, 91016, 91023, 91024, 91390, 91702||· 93532, 93536, 93543, 93544, 93550, 93552||· 93553, 93563|
|· 93644||· 93669|
|San Bernardino||· 92305
|· 92359||· 92399|
|San Diego||· 91901
|· 91935||· 91963|
|Siskiyou||· 96039||· 96086|
- Borrower attestation, signed and dated, that there is no damage and they agree to the closing and funding of the loan
- Interior and exterior photos of subject property
- Evidence of acceptable insurance policy in place
Please contact your CMAC Lending AE sales representative with any questions.