CONVENTIONAL
INITIAL DECISION
OR
LESS
| PRODUCT | SUBMISSION | UNDERWRITING | CONDITIONS REVIEW | LOAN DOCS | FUNDING |
|
CONVENTIONAL
|
1 DAY | 1 DAY | 1 DAY | 1 DAY | 1 DAY |
|
JUMBO
|
1 DAY | 2 DAYS | 2 DAYS | 1 DAY | 1 DAY |
|
FHA
|
1 DAY | 2 DAYS | 2 DAYS | 1 DAY | 1 DAY |
|
VA
|
1 DAY | 2 DAYS | 2 DAYS | 1 DAY | 1 DAY |
|
NON-QM
|
1 DAY | 3 DAYS | 3 DAYS | 1 DAY | 3 DAYS |
|
USDA
|
COMING SOON! |
Last Updated: 9/26/18 at 2:45 pm PST
Submission
Loans submitted prior to 6PM PST are considered same day submission.
Unfortunately, loans submitted after 6PM PST is considered next day submission.
Underwriting
Registration to underwriting pipeline prior to 6PM PST will be considered same day.
Unfortunately, registrations after 6PM PST is considered next day.
Conditions Review
Conditions uploaded prior to 5PM PST will be considered same day.
Unfortunately, conditions uploaded after 6PM PST considered next day.
Please note, uploading any conditions will reset the timer on the file.
Turn time is based on last condition upload.
Loan Docs
Loan documents are usually drawn same day as requested day.
Loan Docs Draw Request prior to 3PM PST will be drawn by end of business day.
Request received after 3PM PST will be considered for next business day.
Funding
All funding conditions must be received prior to 5PM PST for next day funding.
Funding conditions received after 5PM PST will considered next day.
Important Dates To Follow
| April Docs Cut Off Dates (June 1st Payments) | |
| Last Day To Order Initial CD | |
| Purchase(CONV) | 4/23/2019 |
| Refinance(CONV) | 4/23/2019 |
| Purchase(FHA) | 4/23/2019 |
| Refinance(FHA) | 4/23/2019 |
| FHA Streamline | 4/23/2019 |
| Last Day To Order Loan Doc | |
| Purchase(CONV) | 4/26/2019 |
| Refinance(CONV) | 4/26/2019 |
| Purchase(FHA) | 4/26/2019 |
| Refinance(FHA) | 4/26/2019 |
| FHA Streamline | 4/26/2019 |
| Last Day To Return | |
| Purchase(CONV) | 5/1/2019 |
| Refinance(CONV) | 4/29/2019 |
| Purchase(FHA) | 4/29/2019 |
| Refinance(FHA) | 4/29/2019 |
| FHA Streamline | 4/29/2019 |
| Last Day To Fund | |
| Purchase(CONV) | 5/3/2019 |
| Refinance(CONV) | 5/3/2019 |
| Purchase(FHA) | 5/3/2019 |
| Refinance(FHA) | 5/3/2019 |
| FHA Streamline | 5/3/2019 |
